That's right! All you have to do is pay off your balance in full when the bill is due. You also can avoid interest on this as well as there is a 0 balance. If you do decide to carry a balance, be sure to keep the balance under 30% utilization (balance/limit). 780+ FICO Score Holders average 0%-7% utilization. To find the right card for you, click here or the banner below.
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